Storing Documents

i'm trying to store documents or links to documents
(excel, word, jpgs, etc...  everyone uses windoze)
that will need to be referenced (eg, written
instructions that may need pictures to better explain
the information).  can anybody share their experience
and suggest a best way to do this?

right now, i'm thinking that storing a link to the
file's server location is probably better than storing
the document in the db itself.  i'm also thinking that
i could request that the only the file name be entered
into the db and then i could append the file name to
the directory link as required?

is this the best way?  is there a hidden *gotcha*
involved that i might need to be aware of?

tia...

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